%PDF-1.7 1 0 obj << /Type /Catalog /Outlines 2 0 R /Pages 3 0 R >> endobj 2 0 obj << /Type /Outlines /Count 0 >> endobj 3 0 obj << /Type /Pages /Kids [6 0 R 19 0 R ] /Count 2 /Resources << /ProcSet 4 0 R /Font << /F1 8 0 R /F2 9 0 R /F3 10 0 R /F4 11 0 R /F5 12 0 R /F6 14 0 R >> /XObject << /I1 15 0 R /I2 16 0 R /I3 23 0 R /I4 24 0 R >> /ExtGState << /GS1 17 0 R /GS2 18 0 R /GS3 21 0 R /GS4 22 0 R >> >> /MediaBox [0.000 0.000 612.000 792.000] >> endobj 4 0 obj [/PDF /Text /ImageC ] endobj 5 0 obj << /Producer (dompdf 1.0.2 + CPDF) /CreationDate (D:20250424040404+00'00') /ModDate (D:20250424040404+00'00') >> endobj 6 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Contents 7 0 R >> endobj 7 0 obj << /Filter /FlateDecode /Length 1775 >> stream xWˎWzzKΎI7EUŒ8]E$egԜKղ Y \ҹsʳ Wv:rpY`#pGLrV6@HIlP$ډF9x&5}E 7Hm*WG5*A`0czRB+MUW:3zi_pM 0)xjRFE/ȘLaLMu{B1cr^J:IbES?'3D5rg C)9IdJEql@:+jy ikHvpY0 Pc0?] *+~A4Ұ-FYxf<+ϺvqEdo㷽JDW)!R#Qo.跃/OGٯ@@(N*mU'.p{C Gl#_﹥Ls2h~_dO)5Uj1[WahXL$xmyFQ}ma͉4@MQ,RpE3Lj&qq`bƐg~oǒ1(lJwlGޚGReEvKeȝ5Gf=bz|*#^)%֪}*{r:`:$ưf8o Θ)_6ŬƧ)KXMKp!|I8vŠẑZ;7?B:5(WY2\~.N '*ń7&\dyfbJڐz$?JN΃r X/bUl.Hr$5q.]'[>l([.ggh-,5+GLCv\orC4X6zuyU8-t&%PlTpn<~t{ ^pBgn/y0X%K|TltĀ]|"}wWgxN0Çٗlq[ endstream endobj 8 0 obj << /Type /Font /Subtype /Type1 /Name /F1 /BaseFont /Helvetica /Encoding /WinAnsiEncoding >> endobj 9 0 obj << /Type /Font /Subtype /Type1 /Name /F2 /BaseFont /Times-Bold /Encoding /WinAnsiEncoding >> endobj 10 0 obj << /Type /Font /Subtype /Type1 /Name /F3 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 11 0 obj << /Type /Font /Subtype /Type1 /Name /F4 /BaseFont /Helvetica-Bold /Encoding /WinAnsiEncoding >> endobj 12 0 obj << /Type /Font /Subtype /Type1 /Name /F5 /BaseFont /Helvetica-Oblique /Encoding /WinAnsiEncoding >> endobj 13 0 obj [6 0 R /Fit] endobj 14 0 obj << /Type /Font /Subtype /Type1 /Name /F6 /BaseFont /Times-Roman /Encoding /WinAnsiEncoding >> endobj 15 0 obj << /Type /XObject /Subtype /Image /Width 550 /Height 140 /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 1 /Columns 550 /BitsPerComponent 8>> /ColorSpace /DeviceGray /BitsPerComponent 8 /Length 5329>> stream xqDǯ뺒$ILfff&I335Lf2\3I2L&_3$3I$d+$\W=9y9lLss99P`0 `0 `0 `0 !U_:~u = F~sZŻدns⃪Qg¢G(F[-s͓^ DZ>d>3Dr#\OΉ, ZFwjux<;4Ƀxز#_v?nO<|{7c(b{Oū}w[N e~Hs䎷wwOn<1B.k+%U=eԘ -mCj)t:}c'ϓ*n"-ovkZ?R"V%wʶ7s]eX&eǕq` 1-2e JYHCFOUam 7:(Ԙt_@ހN t{B~ :V@}o#7!z^&zFL:ʤn X<- %"bNWqF c` M'4?cH-V`ǵAF>=#Ěm75dB I&7E5<>-͏їFǿl3M6x]Y&)2 FoΌ N.<t i4wL\^=_|Fo؏IȄ ik$ɄL?{?|tmCޮ=~T&iTevϷ'奔s?EꋄLPY͹箵?@L:Aˤ3y_:9AtA*0qVe- e6g)%a}.qKcI V/xʤzM|\ HSql0;*%+Mذ-闛obebu2iU&lLbtIcxb5^B#8 ޮaʻ _ w>j+L:$"&O;bZ K1 jmU玫ݢ=S/J<WO2'_yUPvp=`"aL5 Nl7"rlQT޼==-I[Se* F'(\`󴯉'{:נnVZ TG6*r$Tyx^LJū.C<3` %ANrxUo"˄ 0&$tO F&bIcW3GG͈ y!{m,LkCI d,(2"@ dR%F1thUL8Rݒ^+v9^?sʯYעDl~Qd" N2sc|ov}=F,3K#vxIvG^,[OM&wI[#,Jޙ\ض;L^fv[LbyYvM#/EI#/Zס$(ڼ ," &LK/IF i-Zx彰픢]MKeR n(PhV'LҸ\f$w/ e]"mɷWO߻˱ KerSPe (ӼGMȈ}X?ʍto7ZKl+81_Y&ǡd uʤ1Vw!sQ"/$zNkw(t)2BWQW"˄OXLp:e‡# וzn2F}qlc5ؾ:WH xLz LP:d# Q>(MRېd2Qt$o~R$YR5,-nޜLr_βehd" 2k1lvO X= eC p+[R=jU!֖}_DޟY2 (*wkZQ>Fl̲soR#^u3hhyTԲt.LtD8sk4z4Rbl@zp4hy0Tn\=.fnő Y/:TC9<@fSI$:QR/bq7DfR/ֻn)Vqd"䳽˄GL;ϝRG顼n&%Sv eFv,L"t}I&N> D73]$e)( ;]XhL`kSzJlcC$<)깍h}dr,1ܝRM뭍eMa $?e3f8΍҈&P(x+JU5{I 3 M- ;7|#G9 !\œ&=xp2,L{-`?OW":4uܚEadv ~9q.VdV%UT@73$@W¯B!ݒaVLH:!opr;gAɀiήpfߙR E/IDO*Luf0}{7mfyDxT.g)w5RvHx#Z]&M$ gZUTt+lZqZ_;a&JaG,-JLJDFIcV|:I3nB&;N0Lna=Y_Gl,p5,,kc EKgd;2vt7selT9˸sX޲.6r<1!| L0lTMS1?Xsf cq )KSgBB&׭x. v c@^Yk΀v],E[ɾ QhYyXXC2)g/J@su1ScL, ?C[{V2i͛!סӠ&> 6lu>4Ƕʤ|=12鱧l{^:a/Y%~].26G: p^CZ V&Vedҟ?RrX7d#I]ՕuL1 ?_ /12IEh ̴b<ӯ^e _ϝ䰻^]vy> /ColorSpace /DeviceRGB /BitsPerComponent 8 /Length 873>> stream x1j08-K/)],) &gi+:U̲\"9H!@"9H!@"9H!@eY.Z[p_E{QHKV[/`j%ʒcP,SX4W{7urd5ɱPr:-ֆʇX$$zfZpClbw7z{[]qGlwlGlZiM,ߺ7x}w` L9=3zpWL9 j)ۓB$ DrB$ DrB$ DrB$ DrB$ DrB$ DrB$ DrB$e]k` B$ DrB$ DrB$ DrB$/؋ endstream endobj 17 0 obj << /Type /ExtGState /BM /Normal /CA 0.3 >> endobj 18 0 obj << /Type /ExtGState /BM /Normal /ca 0.3 >> endobj 19 0 obj << /Type /Page /MediaBox [0.000 0.000 612.000 792.000] /Parent 3 0 R /Contents 20 0 R >> endobj 20 0 obj << /Filter /FlateDecode /Length 1142 >> stream xVM6ﯘZm6hȡ聖kTHڮ7!zs-k $͛f{ag˲ M:3Vl`6`N+mO=l%k& [\bNU tj^s˝l8p3>;Ҋfv*gK(*휡 #:=:A"p )Bq&ɕ-BqZrYrTW,1bJ/Cf >[QDŞzB_83xsA3;l]DAAeGϞ;"FhVK(" PN`'f@jd٤reyJsT.Ɇӊv:U/g8WAGER @Pl&LsGGEAOX֤}Oghyhz(V렣&jJ]SP{J@V䬃xdpO #"'b6uJ=m` VHG޺b'{Weu޻&@%::_M^ʳv *Г[- ۞1{.#3v0@HmXUڥsfumݳ^̊{ +ۨ6BUm`C' Bp&*/[w}Qgd5a* xeѿORx 딒C{ |$RE?|hbdWpRzGb7CeҔvB[D qG…ע=yy~=7µdduBGŀ%Čm_㧺“l[5 <EƔ? Cu gQ"|֏50]b^PȴҥjWUY*>⫝̸Z掬jSݶR/?_^>q߻aMvST.nSS! endstream endobj 21 0 obj << /Type /ExtGState /BM /Normal /CA 1 >> endobj 22 0 obj << /Type /ExtGState /BM /Normal /ca 1 >> endobj 23 0 obj << /Type /XObject /Subtype /Image /Width 550 /Height 140 /Filter /FlateDecode /DecodeParms << /Predictor 15 /Colors 1 /Columns 550 /BitsPerComponent 8>> /ColorSpace /DeviceGray /BitsPerComponent 8 /Length 5329>> stream xqDǯ뺒$ILfff&I335Lf2\3I2L&_3$3I$d+$\W=9y9lLss99P`0 `0 `0 `0 !U_:~u = F~sZŻدns⃪Qg¢G(F[-s͓^ DZ>d>3Dr#\OΉ, ZFwjux<;4Ƀxز#_v?nO<|{7c(b{Oū}w[N e~Hs䎷wwOn<1B.k+%U=eԘ -mCj)t:}c'ϓ*n"-ovkZ?R"V%wʶ7s]eX&eǕq` 1-2e JYHCFOUam 7:(Ԙt_@ހN t{B~ :V@}o#7!z^&zFL:ʤn X<- %"bNWqF c` M'4?cH-V`ǵAF>=#Ěm75dB I&7E5<>-͏їFǿl3M6x]Y&)2 FoΌ N.<t i4wL\^=_|Fo؏IȄ ik$ɄL?{?|tmCޮ=~T&iTevϷ'奔s?EꋄLPY͹箵?@L:Aˤ3y_:9AtA*0qVe- e6g)%a}.qKcI V/xʤzM|\ HSql0;*%+Mذ-闛obebu2iU&lLbtIcxb5^B#8 ޮaʻ _ w>j+L:$"&O;bZ K1 jmU玫ݢ=S/J<WO2'_yUPvp=`"aL5 Nl7"rlQT޼==-I[Se* F'(\`󴯉'{:נnVZ TG6*r$Tyx^LJū.C<3` %ANrxUo"˄ 0&$tO F&bIcW3GG͈ y!{m,LkCI d,(2"@ dR%F1thUL8Rݒ^+v9^?sʯYעDl~Qd" N2sc|ov}=F,3K#vxIvG^,[OM&wI[#,Jޙ\ض;L^fv[LbyYvM#/EI#/Zס$(ڼ ," &LK/IF i-Zx彰픢]MKeR n(PhV'LҸ\f$w/ e]"mɷWO߻˱ KerSPe (ӼGMȈ}X?ʍto7ZKl+81_Y&ǡd uʤ1Vw!sQ"/$zNkw(t)2BWQW"˄OXLp:e‡# וzn2F}qlc5ؾ:WH xLz LP:d# Q>(MRېd2Qt$o~R$YR5,-nޜLr_βehd" 2k1lvO X= eC p+[R=jU!֖}_DޟY2 (*wkZQ>Fl̲soR#^u3hhyTԲt.LtD8sk4z4Rbl@zp4hy0Tn\=.fnő Y/:TC9<@fSI$:QR/bq7DfR/ֻn)Vqd"䳽˄GL;ϝRG顼n&%Sv eFv,L"t}I&N> D73]$e)( ;]XhL`kSzJlcC$<)깍h}dr,1ܝRM뭍eMa $?e3f8΍҈&P(x+JU5{I 3 M- ;7|#G9 !\œ&=xp2,L{-`?OW":4uܚEadv ~9q.VdV%UT@73$@W¯B!ݒaVLH:!opr;gAɀiήpfߙR E/IDO*Luf0}{7mfyDxT.g)w5RvHx#Z]&M$ gZUTt+lZqZ_;a&JaG,-JLJDFIcV|:I3nB&;N0Lna=Y_Gl,p5,,kc EKgd;2vt7selT9˸sX޲.6r<1!| L0lTMS1?Xsf cq )KSgBB&׭x. v c@^Yk΀v],E[ɾ QhYyXXC2)g/J@su1ScL, ?C[{V2i͛!סӠ&> 6lu>4Ƕʤ|=12鱧l{^:a/Y%~].26G: p^CZ V&Vedҟ?RrX7d#I]ՕuL1 ?_ /12IEh ̴b<ӯ^e _ϝ䰻^]vy> /ColorSpace /DeviceRGB /BitsPerComponent 8 /Length 873>> stream x1j08-K/)],) &gi+:U̲\"9H!@"9H!@"9H!@eY.Z[p_E{QHKV[/`j%ʒcP,SX4W{7urd5ɱPr:-ֆʇX$$zfZpClbw7z{[]qGlwlGlZiM,ߺ7x}w` L9=3zpWL9 j)ۓB$ DrB$ DrB$ DrB$ DrB$ DrB$ DrB$ DrB$e]k` B$ DrB$ DrB$ DrB$/؋ endstream endobj xref 0 25 0000000000 65535 f 0000000009 00000 n 0000000074 00000 n 0000000120 00000 n 0000000461 00000 n 0000000498 00000 n 0000000647 00000 n 0000000750 00000 n 0000002598 00000 n 0000002705 00000 n 0000002813 00000 n 0000002923 00000 n 0000003036 00000 n 0000003152 00000 n 0000003181 00000 n 0000003291 00000 n 0000008866 00000 n 0000009997 00000 n 0000010056 00000 n 0000010115 00000 n 0000010220 00000 n 0000011436 00000 n 0000011493 00000 n 0000011550 00000 n 0000017125 00000 n trailer << /Size 25 /Root 1 0 R /Info 5 0 R /ID[<609ecc8a43c2c6dad8e67209fabdea30><609ecc8a43c2c6dad8e67209fabdea30>] >> startxref 18256 %%EOF a view from the Board Side " Estates and bequests" | Caring Magazine

Vol. #28

Grace Uncovered

Read Issue

Latest Impact StoriesView All

Popular Topics

PopularView All

a view from the Board Side ” Estates and bequests”

February 29, 2012
3 minute read
Total
0
Shares
0
0
0
Listen to this article

By Dick  Hagerty, Advisory board Member

Our Salvation Army is uniquely blessed by the frequent bequests that come to us from wills and estates. Some of these are planned and expected, but many come as a complete surprise when announced. Often we receive bequests from generous people that no one on our board knew, or even recognized.

Several years ago we were astonished to hear that a woman had left us $1.5 million, and no one on our board, council, auxiliary or staff had ever heard of this person. In fact, she had occasionally donated $50 or $100, but never an amount that would capture attention. This gift became the springboard toward establishing our endowment, which is now over $5 million, and the monthly interest payments greatly assist us in making our operational budget.

Then, last month we heard another piece of wonderful news. A 96-year-old woman had left a net check of $1,731,533.91! Wow! Only one board member knew this person, and then only as a brief acquaintance. She left a grand total of $15,000 to family and friends.

Her financial advisor related some interesting facts to us. She never owned a dishwasher. She did not have a clothes dryer, just a clothesline in the back yard.

When asked why she would reply, “That much more for The Salvation Army.”

Now, that story should bless and encourage every one of us in the greater Salvation Army family. It surely blessed us in Modesto as we recognize the awesome avenues of opportunity that these unexpected funds will provide.

I think several lessons can be learned from these examples.

First, we need to keep our focus on “Doing the Most Good” for our community and for our beneficiaries. Donors have always recognized us for our integrity, for getting “the most bang for the buck” and for our steadfast focus on keeping to our mission. We have frequently been called “America’s Favorite Charity,” and the flow of funds to us from unexpected sources attests to that title. Our obligation is to exceed those expectations, operating with grace and integrity to honor the intent of the donor.

Second, we need to work hard at encouraging and educating the community about our needs and the ways that they can be met. We try to schedule a will clinic or an estate-planning seminar on a regular basis to educate donors as to how their estate plan can benefit them and The Salvation Army. Every advisory board should have an attorney member, and this member can help spearhead these events.

We also need to ask, better yet strongly urge, our board and council members to include the Army in their own estate plans. This is critical! In my view this is one of the clear and important expectations that should be held for membership on the board, and indeed our local work is regularly blessed by these bequests that come from our own “family” members who have passed on.

Make time at your board and council meetings to allow brief presentations by your divisional planned giving representatives. In fact, these folks should be present at every one of your meetings and be given opportunity to present and discuss creative ways to strategize wills and estate plans.

Finally, and perhaps most important, we need to keep the faith, praying and expecting that our Lord will assist us in providing these blessings. Every time I hear of an expected estate bequest to our local Army work I breathe a prayer of thanks, knowing that “With God all things are possible.”

Feel free to contact Dick at rghagerty@aol.com for questions, board related materials and comments concerning advisory board issues.

Download this page as a PDF

You May Also Like